Tuesday, 23 July 2013

Tuesday 23 July 2013

RECONSTITUTION OF POSTAL SERVICES STAFF WELFARE BOARD FOR THE PERIOD FROM 01.04.2013 TO 31.03.2015 (Department of Posts Order dated 04th July -2013 placed below)

STANDING COMMITTEE OF VOLUNTARY AGENCIES (SCOVA) RECONSTITUTED CLICK HERE FOR DETAILS


Monday 22 July 2013

PROMOTION AND POSTING TO THE GRADE OF MEMBER, POSTAL SERVICES BOARD, INDIAN POSTAL SERVICE, GROUP’A’: MEMBER (HRD) (Click the link below for details)
PROMOTION AND POSTING TO THE GRADE OF MEMBER, POSTAL SERVICES BOARD, INDIAN POSTAL SERVICE, GROUP’A’: MEMBER (PLANNING)(Click the link below for details)

TOP 8 FINANCIAL PRODUCTS OFFERED BY INDIAN POST OFFICECLICK HERE FOR DETAILS/ SILICONINDIA NEWS

GOVERNMENT ALLOTS RS 1,300 CR TO POST BANK

NEW DELHI: The expenditure department has decided to sanction Rs 1,300 crore to the proposed Post Bank of India to meet its capital requirements even as the department of financial services (DFS) - the wing in the finance ministry that deals with state-run banks and their poliiies - chose to stay away from the issue.
The proposal's backing by the expenditure finance commission and its subsequent green light by finance minister P Chidambaram is seen as the official go-ahead by the finance ministry, ignoring the DFS's stance. The DFS position is seen as the first instance of the agency not backing the Post Bank's plan, which officers in the department have privately mocked at
"They think they can use the postal deposit model for their banking foray. Nothing in their plan seems to be clear. Banking isn't easy," said an officer, who did not wish to be identified. In fact, a strong Post Bank is seen to be the biggest challenge to existing public sector banks, including State Bank of India, which controls 70% of the banking business in the country. SBI, the largest lender, has a little less than 15,000 branches, while there are over 1.5 lakh post offices across the country.

Although Post Bank does not intend to open a bank branch in each post office, the plan is to use postmen to meet the financial inclusion goal. Secretary (posts) P Gopinath refused to speak to TOI despite several attempts.

According to the plan, Post Bank will have 50 branches in the first year, which will be increased to 150 by the fifth year. The branches will be located in select Head Post Offices in Tier-1-4 centres and select Sub-Post Offices in Tier-5-6 centres.

To meet RBI norms, the postal department proposes to set up a new entity - Post Bank of India - that will have an independent board and separate operations. Apart from independent directors, the board will have representatives from the finance ministry and the postal department. Separate recruitment has been planned to have specialist bankers.

While converting the entire postal network would have meant a capital requirement of over Rs 60,000 crore, by setting up a special entity, the fund requirement has been reduced. This, officers said, will also help create a more focused strategy.
Source : THE TIMES OF INDIA dated 22/07/2013


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Saturday 20 July 2013

NFPE WESTERN ZONE STUDY CAMPDATES CHANGED

The dates of the NFPE Western Zone Study Camp to be held at Pushkar (Rajasthan) on 22nd and 23rdAugust 2013 IS CHANGED TO 25TH& 26TH AUGUST 2013 (as JCM Departmental Council Standing Committee is scheduled to be held on 23rd) Delegates from all affiliated Unions of NFPE from Rajasthan, Delhi, Himachal Pradesh, Haryana, Punjab and Jammu & Kashmir Circles shall attend the two days camp. Detailed circular showing number of delegates etc will be issued within two days. PLEASE NOTE THE CHANGE IN DATES.


(M. Krishnan)
Secretary General

NFPE

Tuesday, 16 July 2013

Wednesday 17 July 2013

LET THE POSTMAN TURN BANKER: INDIA POST DESERVES TO GET A BANK LICENCE


ET Bureau Jul 16, 2013, 05.00AM IST

India Post wants to own a bank. This is a great idea. In onestroke, this can ensure that millions more will get access to formal credit, in one of the most under-banked countries of the world.


The biggest advantage for India Post, among the most enduring institutions set up by the British, is its huge network and customer base. Compared to roughly 1,00,000 commercial and rural bank branches in India, there are 1,55,000 post offices, a majority in rural and semi-urban areas. As a collector of small savings, it has experience in taking deposits — about Rs 6 lakh crore at last count — but not in lending. A bank licence for only India Post would mean that the network of bank branches would more than double in one stroke.

DEPARTMENT PROPOSAL TO INTRODUCTION OF CIRCLE WELFARE FUND TO GDSs.


No. 19-31/2012-WL & Sports Dated at New Delhi the 12th July 2013

To

All the Head of Postal Circle
All the Heads of Postal Regions

Subjects: - Circle Welfare Fund for Gramin Dak Sevaks –Regarding.

Sir/Madam,

This is regarding introduction of the Circle Welfare Fund for GDSs in all the Circles as part of the ‘One year initiatives of the Department of Posts,’ under the guidance of Hon’ble Minister of Communications and Information Technology. The draft Schemes of Circle Welfare Fund for GDSs formulated by the Directorate is enclosed herewith.

2. Before finalizing the scheme you are requested to send your valuable suggestions / comment / views on the draft scheme, latest by 29th July 2013.

Yours Faithfully
Sd/-
(L.N Sharma)
Deputy Directorate General
(Training & Welfare) < !--[if !supportLineBreakNewLine

Sunday, 14 July 2013


                                                                                  N. F. P. E

                ALL INDIA POSTAL EMPLOYEES UNION, GROUP ‘C’ : ASSAM CIRCLE, GUWAHATI
             ALL INDIA POSTAL EMPLOYEES UNION,POSTMAN  AND MTS  : ASSAM CIRCLE, GUWAHATI
                                                                               AND
                     ALL INDIA  POSTAL EMPLOYEES UNION ,GDS (NFPE), ASSAM CIRCLE, GUWAHATI

 
   

 

                                                             MEMORANDUM

To
     The Chief  Postmaster General
      Assam Circle, Meghdoot Bhawan
      Guwahati-781 001

 

                                   In the issue of staff problems and other allied  matters

                                                                                            Dated at Guwahati the 9th July,2013

 

Sir,
                   All the Postal employees  Unions of Assam Circle under the banner of National Federation of Postal Employees would like to  depict  the following issues to your good self for its early solution.

1.       Finalisation of all  pending compassionate appointment cases : 
The compassionate appointment cases  are pending since years together  either for non sitting of Circle Selection Committee or  on the plea of Zero vacancy position. The family of the deserving candidates have been suffering a lot and therefore immediate positive  action for early disposal of all the pending compassionate appointment cases is requested.
2.       No abolition of the post of stamp vendors—Status quo to be maintained :
It is learned that a proposal for abolition of the post of Stamp vendors available in the post offices of Assam Circle is in the pipe line of your good office. The selling of postage stamps & stationery including revenue/CRF stamps through the stamp vendors is  undetachable  and the decision is quite detrimental to the interest of  the staff. Further  the said  work is impossible to be  attached  to the counters in  the present situation of maximum workload coupled with shortage of staff.
The service unions ,therefore ,oppose such kind of step and urge upon you to reverse the decision, if any.
3.       Stopping of holding  meeting/training/Mela on Sundays and holidays :
It is found to be  a general practice of the authority that the meeting/ training and melas  are  called for  in the Sundays and holidays  and  strict  direction like invoking stringent action on non-attending    such training/melas  is given. The operative  staff feels very tired after working intensive duties for  continuous six days  and they are  entitled to  one day rest/weekly off which is a universally accepted concept. Deprivation  from the right of weekly off/holidays  is also against the existing  labour laws and cause  health hazard. The service union , earlier,  also ventilated its anguish and grievances and the department has given a commitment in writing on the negotiation table of  the strike of July,2011 which speaks  that the weekly off/Sundays would be  delinked from any duty.
But the said practice is still going on and therefore the service unions demand to honour its earlier commitment.
4.        Non-granting  of child care leave :
The Divisional authorities is reported to have not  granting child care leave to the deserving candidates. Such action is tantamount  to  violation of  justice given to working women  in the light of the recommendation of the 6th CPC. Your kind intervention with direction to act in a positive manner  in this regard is therefore  requested.
5.       Opening of Mail branch on Sundays/holidays in all Head Post Offices :
Recently  an  order  is issued directing the HPOs  to keep open the mail branch for   pre sorting works of the articles.
Shortage of staff is a perennial problem and the  existing staff hardly cope with the increasing work load. Unlike the other C.G employees and also our administrative offices, the operative staff of Post offices are  getting only one weekly off on Sundays. The operative staff of the Post Offices have also equal right to take rest on every seventh days i,e  on Sundays including holidays. The issues has already been taken up by the NFPE with the  Secretary, Dept. Of Posts for reversal of the order and a favourable decision is expected to come.
The service unions , therefore, demand that  the  orders issued by your office on the said issue  is kept in abeyance  and status quo is maintained  till the disputed issue is solved at D.G level.
6.       Payment of RPLI/MNREGS incentive to GDS officials :
     Incentive bills  of huge amount on RPLI and MNREGS are pending in all divisions due to non 
     availability of fund. The  GDS officials are being pressurised to fulfil the quota of opening RPLI
     policies but positive action to value their hard labour is ignored.
     The Postal unions therefore urge upon your good office to allot sufficient fund so that all the
     incentive bills are cleared at the earliest

 7.       Non circulation of notice in Goalpara Division in respect of PM(Gr-1) Examination.
The Supdt. Of Post Offices, Goalpara Division did not circulate the notice of Postmaster(Grade-1) examination and also  for MTS examination related to the vacancy of 2010.  and as a result the willing candidates could not appear  in the said examinations. The issue was also  brought to your kind notice in your recent  visit to Dhubri by the local service unions. But no action is found to have  been  taken either to redress the grievances of the willing candidates nor any  action is being  taken against the Divisional head  for dereliction to duty. 
Further it is also noted that application for appearing in the departmental examination are  called for in the nick of time. As a result the willing candidate do not get chance to submit application and thereby deprived from  future  promotion. The ensuing LGO examination and the IPO examination are the glaring example.
8.       Non supply of Uniforms/woollen jersey and shoes to the Postmen & MTS  and umbrella to the  GDS :
Uniforms/woollen jersey and shoes/chappals  have not been supplied to the eligible staff for years together. Therefore it is demanded that all kinds of uniforms /umbrella  are supplied to the eligible officials early
9.       Shortage of staff of all cadre Viz, Postal assistant., Postman and MTS/Group
Acute  shortage of staff in all cadre like  Postal Asstt/Postman and Group ‘D’ is found to be  a problem of permanent nature in  each and every Post office and the staff are to perform duty    of  additional man power besides their normal allotted works.
herefore urgent action is  requirement  to be taken  to fill up the all vacancies  considering the ground reality of the situation.
10.    Posting of lady SPM in single/double handed Post office with non availability  of Latrine/Urinal drinking water facility etc. in the rented building :
Many Post offices housed in rented building  do not have minimum sanitation facility including facility of pure drinking water. The  lady staff posted  in those offices suffer most. A few example  are------ Dwarkuchi ,Rangia RS in Guwahati Division, Manikpur, North Bongaigaon in Goalpara Division.
Therefore the working condition of all the rented P.O building may kindly be reviewed  so that the minimum civic amenities are provided in those post offices.
 11.    Non  granting of MACP to the Postman & Group ‘D’ staff :
The Postman and Group ‘D’ staff are not getting due financial up gradation (MACP) due to non sitting of DPC at Divisional level. As a result  the deserving officials are deprived of their  due financial  benefit.
Therefore  regular sitting of DPC  at all level may kindly be ensured. 
12.    Streamlining the duty of the System Manager :
A few  postal  Assistant with knowledge  of software knowhow have been deployed as system manager. The PA/SM are to work both in   computer System managing  and also in postal operative works as and when situation of  acute shortage of staff arises. There is no clarification/definition of their duty. Sometimes the PA/SM are to work day and night  in Post Office for restoration of any system failure but no compensation  in the shape of monetary benefit is declared as yet. Their TA/DA bills  are  also stated to be  not received due consideration.
Further  the post of PA/SM earmarked in Post office  remained unmanned due to their outdoor duty which resulted in the permanent shortage of one/two hand short in that office.
Therefore a thorough analysis on  the inconvenience  caused to the PA/SM in discharging   duty is required to be  made so as to get a clear definition  of the duty of PA/SM.
13.     Combination of  beats  should not be insisted upon :
Whenever a postman goes on leave for short period  the concerned beat  is directed to be combined with the adjacent beat and also cent percent delivery is forced. This is absolutely not a feasible task.Therefore standing permission to employ outsider like willing retired postman/GDS official  against the short term vacancy of postman may kindly  be  given.
14.   Responding to Union correspondence :
It is painful to note that the  correspondence made by the Circle Secretary/Divisional Secretaries to their concerned  administrative heads  do not get reply and all the problems/grievance ventilated through the letters remained unheeded. This is against the democratic norms  and recognition given by the Govt. to the trade union.It is therefore requested  that necessary action is taken so that the right of  trade unions is honoured.We are optimistic that  the  problems/grievances  narrated above will get positive action  at your end  and with that positive attitude we  request you to cause immediate necessary action  to  get the problems/grievances settled  at the earliest.

 
                                                                  Yours  faithfully

 
 

 

 

(  L.P.SAIKIA  )                                  ( MAINUL  HAQUE)                               ( SURESH  SARMA )

Circle Secretary                                  Circle Secretary                                         Circle Secretary

AIPE Union, Group ‘C’                   AIPE Union Postmen and MTS                  AIPE Union, GDS(NFPE)      Assam Circle                                           Assam Circle                                             Assam Curcle

Friday, 12 July 2013

Friday 12 July 2013

Duty on Sundays/holidays in delivery offices -- Held in abeyance until further orders.


Government of India
Ministry of Communications & IT
Department of Posts
Mail Business Division

Dak Bhawan, Sansad Marg
New Delhi-110001
No. 34-03/2013-D Dated 11-07-2013

To
All Heads of Circles

Sub:- Need to ensure prompt delivery of mail on the day of receipt at the Post Offices.

This has reference to the Directorate D. O. letter of even no. dated 19-06-2013 on the above subject vide which Circles were asked to bring skeleton staff on Sundays/ holidays on duty so that accountable mails can be processed and kept ready in advance to be included in the first delivery of next working day.

2. In this connection, it is intimated that the Directorate is further examining the issue of calling skeleton staff on duty on Sundays/ holidays for processing of mail.

3. Instructions regarding calling of skeleton staff on Sundays/holidays in delivery offices for processing of accountable mail are, therefore, held in abeyance until further orders.

4. However, other instructions contained in Directorate DO letter of even no. dated 19-06-2013 will continue to be operative.


(M B Gajbhiye)
Assistant Director General (M

National Federation of Postal Employees

National Federation of Postal Employees

National Federation of Postal Employees

National Federation of Postal Employees

Wednesday, 10 July 2013

Krishnan,SG sent Message to C/S,Assam as follows:-
Secretary has told that she will review it(Opening of Mail Section on Sundays & Holidays). Let us wait. If not reviewed Central JCA is meeting on 25th and we will decide for serious action. Till that time you can conduct protest demonstration etc and give letter to CPMG informing the employees difficulties and demanding status-quo. It is yet to be implemented in majority of the Circles. We will change it.
=MKrishnan SG NFPE

To All DVL/Branch Secretaries & Circle Office Bearers

Please hold Protest demonstration against opening of Mail Section in H.Os.on Sundays & H aaaolidays for 3 days from 10/07/2013 before working hours and send SAVINGRAMs daily to the CPMG.

L.P.Saikia,                                                                  M. Hoque
C/S,P-lll                                                                     C/S,P-lV

                                       SAVINGRAM
Stop opening of Mail Section on Sundays & Holidays aaa  Members very much agitated aaa Resorting to other Trade Union action imminent aaa

Name..........
Dvl/Br Secretary........    (Jointly P-ll & P-lv)
 
MERGER OF 19 POSTAL DISPENSARIES PRESENTLY FUNCTIONING IN 12 CGHS COVERED CITIES WITH CGHS CLICK HERE FOR DETAILS

National Federation of Postal Employees: Pension scheme: Cabinet to take call on new withdrawal Rules

National Federation of Postal Employees: Pension scheme: Cabinet to take call on new withdrawal Rules

Sunday, 7 July 2013

National Federation of Postal Employees: PRE-SORTING OF MAILS –SUNDAY HOLIDAY WORKING

National Federation of Postal Employees: PRE-SORTING OF MAILS –SUNDAY HOLIDAY WORKING

National Federation of Postal Employees: EDITORIAL - POSTAL CRUSADER, JULY 2013

National Federation of Postal Employees: EDITORIAL - POSTAL CRUSADER, JULY 2013

National Federation of Postal Employees: NO CEILING ON NUMBER OF NEW BANK LICENCES

National Federation of Postal Employees: NO CEILING ON NUMBER OF NEW BANK LICENCES

National Federation of Postal Employees: Letter to Secretary (Post) - Sunday/Holiday Working

National Federation of Postal Employees: Letter to Secretary (Post) - Sunday/Holiday Working

National Federation of Postal Employees: LOCAL STRUGGLE IN RMS CB DIVISION, TAMILNADU CIRCLE.

National Federation of Postal Employees: LOCAL STRUGGLE IN RMS CB DIVISION, TAMILNADU CIRCLE.

National Federation of Postal Employees: PRE-SORTING OF MAILS –SUNDAY HOLIDAY WORKING

National Federation of Postal Employees: PRE-SORTING OF MAILS –SUNDAY HOLIDAY WORKING

National Federation of Postal Employees: PROPOSED ONE DAY STRIKE AT PONDICHERY DIVISION, TAMILNADU CIRCLE. SETTLEMENT OF 38 POINT CHARTER OF DEMANDS BY NFPE/FNPO P3 AND P4 UNIONS

National Federation of Postal Employees: PROPOSED ONE DAY STRIKE AT PONDICHERY DIVISION, TAMILNADU CIRCLE. SETTLEMENT OF 38 POINT CHARTER OF DEMANDS BY NFPE/FNPO P3 AND P4 UNIONS

National Federation of Postal Employees: JCM DEPARTMENTAL COUNCIL - ITEMS FOR DISCUSSION

National Federation of Postal Employees: JCM DEPARTMENTAL COUNCIL - ITEMS FOR DISCUSSION

National Federation of Postal Employees: PRE-SORTING OF MAILS –SUNDAY HOLIDAY WORKING

National Federation of Postal Employees: PRE-SORTING OF MAILS –SUNDAY HOLIDAY WORKING

National Federation of Postal Employees: JCM DEPARTMENTAL COUNCIL LETTER FROM DEPARTMENT

National Federation of Postal Employees: JCM DEPARTMENTAL COUNCIL LETTER FROM DEPARTMENT

National Federation of Postal Employees: JCM DEPARTMENTAL COUNCIL - ITEMS FOR DISCUSSION

National Federation of Postal Employees: JCM DEPARTMENTAL COUNCIL - ITEMS FOR DISCUSSION

Saturday, 29 June 2013

Saturday 29 June 2013

SECRETARY GENERAL, NFPE ADDRESSED THE IPS PROBATIONERS

Com. M. Krishnan, Secretary General, NFPE & General Secretary, AIPEU Group ‘C’ (CHQ) was invited by the Postal Training Academy (Rafi Ahmed Kidwai National Postal Academy) Ghaziabad for an interaction with the IPS Probationers of 2011 batch who are completing their induction training by the middle of July 2013. The subject given is_“Why are Service Unions important”. Secretary General in his one hour address explained every aspect of the subject in detail. After his presentation there was an interactive session for an hour. Secretary General answered all the questions and queries raised by the IPS Probationers.  Sri. V. Rajarajan, Additional Director, RAKNPA was present. Details will be published in the Journals.
CONFEDERATION OF CENTRAL GOVERNMENT EMPLOYEES & WORKERS
(Central Head Quarters)

1ST FLOOR, NORTH AVENUE POST OFFICE BUILDING, NEW DELHI – 110001

                                                                                                                       
Dear Comrade,
            The representatives of AIRF, AIDEF, Confederation met at AIRF Office today under the Chairmanship of Com. Umraomal Purohit. President, AIRF. The following Comrades were present.
Com. U. M. Purrohit, President AIRF
Com. Shiv Gopal Mishra, General Secretary, AIRF
Com. S. N. Pathak, President AIDEF
Com. C. Srikumar General Secretary AIDEF
Com. J. S. Sharma, Org. Secretary: AIDEF
Com. S. K. Vyas, Advisor, Confederation.
Com. K. K. N. Kutty, President, Confederation.
Com. M. Krishnan, Secretary General, Confederation
Com. Virigu Bhattacharjee, Finance Secretary Confederation.
           
            The meeting decided to forge a Joint Council of Action to pursue the enclosed Charter of Common Demands of CGEs. Com. Umraomal Purohit President AIRF will be the Chairman and Com. Shiv Gopal Mishra will be its Convenor. The following shall be the members of the Council.

1.         Com. U.M. Purohit – AIRF
2.         Com. Shivgopal Mishra-AIRF
3.         To be nominated by AIRF
4.         Com. S.N. Pathak – AIDEF
5          Com. Sree Kumar –AIDEF
6.         To be nominated by AIDEF
7.         Com. S.K. Vyas – Confederation
8.         Com. KKN Kutty – Confederation
9.         Com. M. Krishnan- Confederation




The following demands were included in the Common Charter of demands:

1.    Set up the 7th CPC and frame its terms of reference after consultation with Staff Side.
2.    Merge DA with pay for all purposes.
3.    Scrap the New Contributory Pension Scheme.
4.    Regularize (a) Gramin Dak Sevaks of Postal Department.(b)Daily rated workers , (c) Contract Labourers:
5.    Remove 5% Ceiling on Compassionate appointments.
6.    Settle all 6th CPC anomalies raised in the National Anomaly Committee and implement the Arbitration Awards.
7.    Remove Ceiling of Rs. 3500 on computation of Bonus.

            All organizations may include the department –specific and other demands in Part B of the Charter and seek settlement thereof with the appropriate authorities.

            The meeting also decided to submit the Charter of demands to the Cabinet Secretary and seek negotiated settlement.

            The Council will meet again in the first week of August 2013 to decide upon the date of National Convention and other programmes of action in pursuance of the Charter of demands.



(M. Krishnan)
Secretary General



GRANT OF VIGILANCE CLEARANCE TO MEMBERS OF THE CENTRAL CIVIL SERVICES/CENTRAL CIVIL POSTS: DOPT'S LATEST GUIDELINES CLICK HERE FOR DETAILS

DIRECTORATE OF ESTATES ORDERS 2013 - FURNISHING OF INFORMATION REGARDING TRANSFER, RETIREMENT, VOLUNTARY RETIREMENT, RESIGNATION, MISSING, LONG LEAVE AND DEATH OF GOVT. OFFICIALS CLICK HERE FOR DETAILS

NEXT TIME YOU GO TO THE POST OFFICE, IT MAY WELL TURN OUT TO BE A BANK CLICK HERE FOR DETAILS/ BS NEWS

GRANT OF FAMILY PENSION AND GRATUITY TO THE ELIGIBLE MEMBER OF THE FAMILY OF AN EMPLOYEE/PENSIONER/FAMILY PENSIONER REPORTED MISSING — CONSOLIDATED INSTRUCTIONS: CLICK HERE FOR DETAILS

PENSIONERS PORTAL ORDERS 2013: GRANT OF EX-GRATIA TO THOSE PRE-1986 CONTRIBUTORY PROVIDENT FUND (CPF) EMPLOYEES WHO RETIRED OTHERWISE THAN ON SUPERANNUATION AFTER 20 YEARS OF SERVICE – REGARDING CLICK HERE FOR DETAILS

EXPANSION OF ELECTRONIC FUND MANAGEMENT SYSTEM (eFMS) – REGARDING.CLICK HERE FOR DETAILS

AIR INDIA LTC-80 FARES UPDATED AS ON 10-06-2013 CLICK HERE FOR DETAILS

PROMOTION CANNOT BE WITHHELD BECAUSE OF THE MERE PENDENCY OF INVESTIGATION: CAT ORDERCLICK HERE FOR DETAILS / THE HINDU NEWS

POSTAL DEPT TO LAUNCH QUICKER PARCEL SERVICE FROM JULY 19 CLICK HERE FOR DETAILS /HT NEWS

CAT CUTTACK BENCH DIRECTS THE PRINCIPAL CHIEF PMG ODISHA CIRCLE TO KEEP THE SELECTION PROCESS TO THE POST OF POSTMASTER GRADE-III, ABEYANCE CLICK HERE FOR DETAILS


GETTING A PAN SET TO BE TOUGHER AS GOVT PLANS MORE STRINGENT VERIFICATION CLICK HERE FOR DETAILS/ BS NEWS

AMENDMENT IN RETENTION PERIOD OF RESIDENCE IN CASE OF RETIREMENT OR TERMINAL LEAVE CLICK HERE FOR DETAILS